Lyric Financial helps artists make their dreams and goals real, via royalty advances and smaller-scale financing through its automated vATM product, currently offered to Tunecore artists. It works with all the leading music companies, performance societies (ASCAP, BMI, SESAC, Sound Exchange), publishers, labels, and distributors. The company looks at 14 months of an artist’s data and projects future royalty earnings, making a reasonable plan for repayment. Artists retain all rights, while Lyric Financial remains entitled to certain incoming royalties until the financing is repaid.